Yes! Quadpay allows you to shop your favorite brands now and pay later. Shop anywhere and split your purchase in 4 installments over 6 weeks with the Quadpay app.

Your available balance is displayed on the home screen of the app, and is adjusted in real time to reflect your recent purchases and payments.

For example, if you have a $150 available balance and you make a purchase of $100, your available balance will be reduced to $50. This available balance will go back up to $150 over 6 weeks as you make payments toward your $100 order.

Your available balance may be adjusted for a variety of reasons, including the length of time you’ve been a Quadpay user, your payment history, and external factors like the current economic climate.

This article has step-by-step instructions on how to make a purchase.
You can make a purchase at just about any store online or in-store with the Quadpay app.

Instructions for placing online purchases from within the Quadpay app can be found below.

To purchase Online

Sign in to the App.

Scroll through a list of some of our stores.

If you would like to view more comprehensive catalog of stores you can shop at, please click on the view all button to see the following app screen.

If you don’t see your favorite brand, please use the search box to type in the name of the store. Then, tap “Create a card” to get a Virtual Card that can be used on your store of choice.

After you find the store you want, please tap on the “Pay with Quadpay.” button.

Make a purchase request. Enter the amount you want to spend including taxes and/or shipping. We recommend that you overestimate the amount because if the amount is not enough, the purchase will be denied.

Any estimated amount that is over the actual total amount will be refunded back to you. For example: If you estimate a $100 purchase, your first installment of $25 (without any fees) will be held on your card. If the actual total amount turns out to be $50, then your first installment will only be $12.50 (without any fees).

Add 10% to your purchase request to cover shipping and taxes.

Your estimated installment amounts and due dates will be displayed. Make sure to agree to any fees and the user agreement then tap next to continue.

Read the prompt informing you of a temporary hold on your card and click next to continue.

Once this is done, your Quadpay virtual card number, expiration date and CVC number will be visible. Shop as normal and use the Quadpay virtual card to make your purchase at the merchant. You can also tap the card to copy it, and then paste it in the merchant’s checkout.