Split your next purchase in 4, anywhere you shop
Quadpay gives you the freedom and flexibility to get what you want now, and pay later.
Buy it today, pay for it in 4 interest-free installments.
Shop anywhere and choose at checkout to pay later.
You’ll pay the first installment upfront, and the rest over 6 weeks.
Shop anywhere with the Quadpay app
Get our app to use Quadpay anywhere you shop—whether online or in-store.
How to shop online with the app
Find a retailer
Search for your favorite stores in the app.
Browse your favorites
Add products to your cart, then tap "Pay with Quadpay."
Confirm purchase amount
Ensure your cart amount matches the payment request.
Complete payment
We’ll autofill your payment info—check out in seconds.
How to shop in-store with the app
Check available balance
At checkout, open your Quadpay app to pay.
Toggle to in-store
Enter your purchase amount including taxes and shipping.
Generate a virtual card
Swipe, dip, or tap to complete your purchase.
Add Quadpay to your wallet
Keep Quadpay in your Apple Wallet or Google Pay for easy access.
Shopping with Quadpay at checkout
Look for the Quadpay logo online when checking out at your favorite online retailers.
Safer than credit
Zero interest means you don’t have to pay more to pay later. Pay a $1 convenience fee for each payment. That’s it!
Instant approval
No hard credit checks, and no impact on your credit score—ever.
Simple & transparent
No fine print, so you’ll always know what to expect.
Download the app
to get started
Get instant access to shop now, pay later at thousands of brands—online or in-store.